Need a new car, new roof, new hip, a new deck or about to be newly weds? Some things can’t wait. By adding a top-up loan to your existing mortgage we can keep interest rates low and repayments affordable. Talk with Buddy about what you need and we’ll help you make it work. Topping up your home loan is often a smarter move than taking out a personal loan or using credit cards. You get access to lower rates and longer repayment terms, which can ease the pressure on your monthly budget. We’ll show you how a top-up fits into your overall lending and whether it affects your current fixed-rate terms. We’ll also help you run the numbers using a home loan calculator or mortgage calculator so you can see what your repayments might look like with the top-up added. And as mortgage brokers, we’ll check if your current lender is still offering the best home loan mortgage rates, or if it’s worth reviewing the whole structure while you’re at it.