Your income is one of your biggest assets — it keeps the lights on, pays the mortgage, and supports your family. But what happens if that income suddenly stops? Maybe you lose your job, get sick, or your business takes a hit and you can’t take a personal draw. That’s where income protection insurance comes in.

With income protection insurance in New Zealand, you can receive monthly payments that replace a portion of your income when you’re unable to work due to illness or injury. It’s designed to take the financial pressure off so you can focus on recovery — not bills.

At Buddy, we help you choose the right income and mortgage protection cover to suit your lifestyle, income, and family needs. We’ll explain how it works in plain English, compare policy options, and make sure you’re not paying for cover you don’t need.

The goal is simple: keep you and your family financially secure when times are tough, and make sure your mortgage, everyday expenses, and plans for the future stay on track no matter what life throws your way.